Comprehensive Cover
Covering your car for damage, fire and theft plus someone else’s property
New for Old Replacement First 3 years, not 2
Legal Third-Party Liability up to $32.5M
Free Hire Car following Theft
Protection When Third Party is Uninsured
Trailer and Caravan Cover (vehicle attached)
Stolen Key Replacement
Hire Car following Accident (Optional)
Select Excess Free Windscreen (Optional)
Finance Gap Cover
Legal Liability up to $32.5M
Excess Options from $600 to $10,000
Baby Seat / Capsule Cover
Funeral and Accidental Death Benefit
Personal Items Cover
Towing Storage and Protection Costs
Your Motor Insurance Product Comparison at Glance
This product comparison table is intended to provide a snap shot of the policy coverage available through Insurance4Earth. It provides a description of risks that are covered, those that are not covered, including additional or optional benefits. It does not provide a complete statement of the cover offered, any exclusions under the policy, or conditions and/or all limits that may apply under each type of Cover. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for full details.
Policy Coverage | ||
---|---|---|
Accidental loss or damage to your vehicle | ||
Every Driver Covered (Declared or Undeclared) | ||
Legal liability - Third Party Property Damage | ||
Additional Benefits | ||
New-for-old replacement following total loss | ||
Hire Car (following theft) | ||
Towing / Removal / Storage | ||
Vehicle transported by ship – Maritime Contribution | Hollard, Blue Zebra, QBE CGU | |
Trailer Cover (while attached) | ||
Caravan Cover (while attached) | Hollard, Blue Zebra QBE, CGU | |
Emergency repairs | ||
Personal Items/Effects & Clothing | ||
Tools of Trade & Clothing | Hollard, Blue Zebra, CGU QBE | |
Hire Car Following Not-At- Fault Accident | Blue Zebra, QBE Hollard, CGU | |
Funeral/Accidental death benefit | Hollard, Blue Zebra QBE, CGU | |
Re-keying and Re-coding | ||
Child seat or baby capsule | ||
Finance Gap Cover – Total Loss | Hollard, Blue Zebra QBE, CGU | |
Rental or Loan Vehicle Benefits | Hollard, Blue Zebra, CGU QBE | |
Artwork & Signwriting | Hollard, Blue Zebra QBE, CGU | |
Uninsured Motorist Extension | ||
Temporary Cover for Replacement Vehicle | Hollard, QBE, CGU Blue Zebra |
|
Choice of Repairer | ||
Lifetime Guarantee on Insurer Recommended Repairs | ||
Clean up after Accident – Legal Liability | ||
Transportation & Accommodation Costs | ||
Substitute vehicle - legal liability cover | ||
Legal costs | ||
Optional Benefits | ||
Hire Car Extension | ||
Windscreen excess waiver | ||
Insurer Recommended Repairer Discount | Blue Zebra, QBE Hollard, CGU |