Comprehensive Cover

Covering your car for damage, fire and theft plus someone else’s property

Your Motor Insurance Product Comparison at Glance

This product comparison table is intended to provide a snap shot of the policy coverage available through Insurance4Earth. It provides a description of risks that are covered, those that are not covered, including additional or optional benefits. It does not provide a complete statement of the cover offered, any exclusions under the policy, or conditions and/or all limits that may apply under each type of Cover. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for full details.

Policy Coverage
Comprehensive
Third Party Property Damage
Accidental loss or damage to your vehicle
Every Driver Covered (Declared or Undeclared)
Legal liability - Third Party Property Damage
Additional Benefits
New-for-old replacement
following total loss

Hire Car (following theft)
Towing / Removal / Storage
Vehicle transported by ship – Maritime Contribution

Hollard, Blue Zebra, QBE

CGU
Trailer Cover (while attached)
Caravan Cover (while attached)

Hollard, Blue Zebra

QBE, CGU
Emergency repairs

Personal Items/Effects & Clothing

Tools of Trade & Clothing

Hollard, Blue Zebra, CGU

QBE
Hire Car Following Not-At- Fault Accident

Blue Zebra, QBE

Hollard, CGU
Funeral/Accidental death benefit

Hollard, Blue Zebra

QBE, CGU
Re-keying and Re-coding

Child seat or baby capsule
Finance Gap Cover – Total Loss

Hollard, Blue Zebra

QBE, CGU
Rental or Loan Vehicle Benefits

Hollard, Blue Zebra, CGU

QBE
Artwork & Signwriting

Hollard, Blue Zebra

QBE, CGU
Uninsured Motorist Extension
Temporary Cover for Replacement Vehicle

Hollard, QBE, CGU

Blue Zebra
Choice of Repairer
Lifetime Guarantee on Insurer Recommended Repairs
Clean up after Accident – Legal Liability
Transportation & Accommodation Costs
Substitute vehicle - legal liability cover
Legal costs
Optional Benefits
Hire Car Extension
Optional
Windscreen excess waiver
Optional
Insurer Recommended Repairer Discount
Optional

Blue Zebra, QBE

Hollard, CGU

Download PDF
Motor Policy Document – Product Comparison (141 KB)

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Just a friendly reminder before you start….

DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

By clicking on the "I Agree" button below, you agree that you've read and understood the Duty of Disclosure and website Terms of Use.

Please read our Financial Services Guide to help you make an informed decision about whether to use the financial services we offer.

Please read the relevant Product Disclosure Statement for full details before deciding about the right cover for you.

Please be aware that all communication will be via phone, email or text. We do not mail any correspondence.