by Insurance4Earth | Mar 8, 2023 | News
It is important to know how excesses (also known as deductibles) work when involved in a Not at Fault car accident. Every policy of insurance has an excess which applies to any claim. This excess is the insureds initial payment obligation when a claim is made against...
by Insurance4Earth | Feb 22, 2023 | News
All general contents are insured at the nominated address only. Therefore no cover is extended to any contents away from the home, unless you specify this requirement. Insuring your assets away from the home can be achieved in three ways Nominating an unspecified...
by Insurance4Earth | Feb 8, 2023 | News
There are generally three types of Contents under a Home and Contents policy. General Contents insured at the premises but always subject to the relevant policy limits Portable Contents where the contents is noted as requiring insurance cover away from the premises –...
by NetSpectre | Jan 25, 2023 | News
When seeking quotations for a Home and/or Contents policy, you are asked whether you wish to insure any contents under your policy. The first question normally asked by insurers relates to general contents. General contents are contents where nothing in particular is...
by NetSpectre | Jan 11, 2023 | News
Often insurers will ask, as part of a Car Insurance quote, whether the vehicle has any accessories and/or modifications. Unless noted these are generally not included in the cover provided by the insurer. Vehicle accessories are things that generally enhance the...
by NetSpectre | Dec 28, 2022 | News
A good insurance policy will be broad enough to cover most of your standard factory accessories. For every car however, there are always occasions where you may choose to add a few personal Non Standard accessories which offer its owner a benefit which is considered...
